Lower your mortgage rate by 1% and take up to 50% of down payments.
Everyone shops for mortgage rates but compare apples and oranges. Cut through the noise and find the "par" rate with 0 points and fees. That enables a fair comparison
Lower down payments don't always mean higher rates. Down payments have discrete thresholds, so 10.1% and 15% down could have the same rate! Tuning down payments reduces cash to buy while balancing rates.
Lenders provide "par" rates along with the "cost to buy" a lower rate, or a "credit to accept" a higher rate. Discount points have non-linear cost-benefit trade-offs. Our algorithms analyze rate data to make precise recommendations.
Fees paid to brokers & loan originators can be hidden in a higher rate. We value transparency and keep fees low. Homebuyers get the best deal or we'll tell you where to go
PMIs so low, your phone bill will look expensive.
We do mortgages like Google flights does airlines
Great deals customized with multiple factors
Altgage helped us discover options we never considered. We bought our next home with 10.1% down and retained the current home as a rental. Altgage's creativity & willingness to question convention helped pull it off.
Thomas H. - Product Manager
This is a professional operation. I got clear scenarios to choose from. The transparency was amazing, and my rate was 1% lower. They helped me navigate a tricky issue with the HOA. I am very thankful to the Altgage team
Natalie B. - Consultant
We reduced our down-payment by 50% and the total cost of loan. It was a $70,000 magic trick. I could have purchased a home 3 years ago if I'd known Altgage. We are on track to can pay-off our largest debt 5yrs earlier
Vaibhav S. - Data Scientist