Lower mortgage rates up to 1% and reduce down payments up to 50%.
Everyone shops for mortgage rates but compare apples and oranges. Cut through the noise and find the "par" rate with 0 points and fees. That enables a fair comparison
Lower down payments don't always mean higher rates. Down payments have discrete thresholds, so 10.1% and 15% down could have the same rate! Tuning down payments reduces cash to buy while balancing rates.
Lenders provide "par" rates along with the "cost to buy" a lower rate, or a "credit to accept" a higher rate. Our algorithms analyze rate data to make precise recommendations.
Fees paid to brokers & loan originators can be hidden in a higher rate. We value transparency and keep fees low. Homebuyers get the best deal or we'll tell you where to go
PMIs so low, your phone bill will look expensive.
We do mortgages like Google flights does airlines
Great deals customized for you
It is financial decisions made easy on your largest home purchase. It will be hard to find a better deal. They also worked through HOA issues on my behalf and closed on time. I'm a happy homeowner.
Natalie B. - Consultant
Altgage is an incredible advocate for customers. They helped us lower our down payment and reduce rates at the same time. We could not have imagined a better outcome for our home purchase
Thomas H. - Healthcare
We reduced our down-payment by 50% and the total cost of loan. It was like a $70,000 magic trick. I could have purchased a home 3 years ago if I'd known about the Altgage approach.
Vaibhav S. - Data Scientist