Save up to $100,000* in down payments, mortgage interest, and fees.
I literally saved tens of thousands of dollars. They take what others purposely make confusing and simplified it into financial wisdom to pay down my home faster and save on mortgage interest.
William S. - Entrepreneur
My prepayment increase was only $1/day more due to PMI deletion. I can save $49,000 in mortgage interest and no-one told me about this option. I can make my mortgage flexible to fit my needs.
Chip L. - Executive Assistant
We reduced our down-payment by 50% and the total cost of loan. It was like a $70,000 magic trick. I could have purchased a home 3 years ago if I'd known about the Altgage approach.
Vaibhav S. - Data Scientist
I am a first-generation immigrant. I came to study and pursue the American dream. Homeownership is essential to that dream but seems near impossible today. A 15-year mortgage costs too much and 30 yrs is a lifetime. My family grew, jobs changed, and home equity boomed, but the payment stayed unchanged. I started Altgage to reimagine what a mortgage can be: not just lifelong debt, but leverage for a better life
Home equity is 80% of an avg. American's net worth. This concentration occurs because mortgages pay interest first. Every move or refinance restarts the interest clock. The word "mortgage" literally translates to "agreement till death." At Altgage, our vision is a smart mortgage that keeps up with life. Managing a mortgage should be stress free so you can chase after the American dream that inspires you.