Featured
Sukesh Shekar
Dec 5, 2022
Altgage PrePay was born because a mortgage broker told me I could not get a 23yr mortgage. He called it an “odd-term amortization.” I did not know what amortization meant and asked — “why not?” If it isn’t 15 or 30-yrs, it’s odd, but what in the world was amortization?
First-time homebuyers
Retirement mortgages
Refinancing
Extra payments
Vinayak Khattar
Real estate listing platforms make house hunting easy and stress-free. Learn which sites offer the best tools and features to help you find the perfect property that fits your lifestyle and needs.
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Wondering why your mortgage credit score looks different from your consumer credit score? Understand how they’re calculated, what lenders see, and how it affects your chances of getting approved.
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Learn effective tips to lower your 30-year fixed mortgage rate, from boosting your credit score to refinancing and comparing lenders, and save more on your home loan.
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Learn what Earnest Money Deposit (EMD) means in real estate. Our 2025 guide for first-time homebuyers explains how much you need, market averages, and tips to protect your deposit.
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Wondering how much equity is needed to remove PMI? Learn the 20% rule, how to calculate your loan-to-value ratio, and steps to get rid of private mortgage insurance.
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Get ready to apply for a mortgage with ease. This complete checklist covers all the documents and steps you need to secure your home loan with confidence.
Discover why 20-year mortgages could save $200K+ in interest with only 15% higher payments and up to 0.5% lower rates. See if 20-year mortgages are right for you.
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Looking to invest in another home? Discover how a HELOC can help you finance your next property purchase using the equity you already have. Read More!
Why are more buyers skipping escrow accounts? Discover the benefits of waiving escrow and how it can give you greater control over your mortgage payments, taxes, and insurance.