The altblog.

Confused between a jumbo and a conventional loan? Learn the key differences, pros and cons, and find out which mortgage option is right for your homebuying needs.

Wondering if you can buy a home with just $10K? Altgage shows you smart strategies, low down payment options, and tips to make homeownership possible—even on a tight budget.

Learn how to calculate your debt-to-income (DTI) ratio and why it’s important for financial health and loan approval. Understand what a good DTI ratio looks like and how to improve it.

Planning to apply for a mortgage? Steer clear of key credit missteps that could delay or derail your approval. Get smart tips to keep your credit on track. Read full article!

Find out what AMI (Area Median Income) means and why it matters for your mortgage. It helps lenders decide if you qualify for a loan and how much you can afford to borrow.

Your credit score can vary from site to site due to different scoring models and data sources. Learn why this happens and what it means for your financial health.

Wondering what a rapid rescore is and if you can do it yourself? Learn how this credit update process works and whether it's something you can handle on your own.

Learn the key differences between mortgage interest rates and APR, including how they impact your loan, monthly payments, and the total cost of borrowing.

Discover the key differences between soft and hard credit checks, their impact on your credit score, when they are used, and how they appear on your credit report.