Featured
Sukesh Shekar
Dec 5, 2022
Altgage PrePay was born because a mortgage broker told me I could not get a 23yr mortgage. He called it an “odd-term amortization.” I did not know what amortization meant and asked — “why not?” If it isn’t 15 or 30-yrs, it’s odd, but what in the world was amortization?
First-time homebuyers
Retirement mortgages
Refinancing
Extra payments
Vinayak Khattar
Wondering how much a rapid rescore can boost your credit score? Learn what impacts the results, how much improvement to expect, and how it can help you qualify for better loan terms. Read Now!
Jul 3, 2025
Confused between pre-approval, pre-qualification, and underwritten pre-approval? Learn the key differences to better understand your mortgage readiness and boost your chances of securing a home loan.
Confused between a jumbo and a conventional loan? Learn the key differences, pros and cons, and find out which mortgage option is right for your homebuying needs.
Jun 6, 2025
Wondering if you can buy a home with just $10K? Altgage shows you smart strategies, low down payment options, and tips to make homeownership possible—even on a tight budget.
Learn how to calculate your debt-to-income (DTI) ratio and why it’s important for financial health and loan approval. Understand what a good DTI ratio looks like and how to improve it.
May 24, 2025
Planning to apply for a mortgage? Steer clear of key credit missteps that could delay or derail your approval. Get smart tips to keep your credit on track. Read full article!
Find out what AMI (Area Median Income) means and why it matters for your mortgage. It helps lenders decide if you qualify for a loan and how much you can afford to borrow.
Apr 30, 2025
Your credit score can vary from site to site due to different scoring models and data sources. Learn why this happens and what it means for your financial health.
Apr 21, 2025
Wondering what a rapid rescore is and if you can do it yourself? Learn how this credit update process works and whether it's something you can handle on your own.