The altblog.

Wondering how much a rapid rescore can boost your credit score? Learn what impacts the results, how much improvement to expect, and how it can help you qualify for better loan terms. Read Now!

Confused between pre-approval, pre-qualification, and underwritten pre-approval? Learn the key differences to better understand your mortgage readiness and boost your chances of securing a home loan.

Confused between a jumbo and a conventional loan? Learn the key differences, pros and cons, and find out which mortgage option is right for your homebuying needs.

Wondering if you can buy a home with just $10K? Altgage shows you smart strategies, low down payment options, and tips to make homeownership possible—even on a tight budget.

Learn how to calculate your debt-to-income (DTI) ratio and why it’s important for financial health and loan approval. Understand what a good DTI ratio looks like and how to improve it.

Your credit score can vary from site to site due to different scoring models and data sources. Learn why this happens and what it means for your financial health.

Wondering what a rapid rescore is and if you can do it yourself? Learn how this credit update process works and whether it's something you can handle on your own.

Learn the key differences between mortgage interest rates and APR, including how they impact your loan, monthly payments, and the total cost of borrowing.

Discover the key differences between soft and hard credit checks, their impact on your credit score, when they are used, and how they appear on your credit report.

Explore down payment assistance programs designed to help homebuyers secure funding with lower upfront costs. Learn about the different types available to make homeownership more affordable.

We are quickly approaching $75 million of mortgages managed in our platform. To be clear, that’s less than 0.0001% of the $12 trillion in outstanding mortgage debt in the US. We are nascent, even by startup standards.

Find out how much home you can afford. It depends on your income and debt, the loan type, and property-related expenses like taxes and insurance. The math can get complicated, so here's a full breakdown of everything you need to know. Just remember that qualifying for a home isn't the same as being comfortable with the monthly payment.