Convert leads into clients.

Altgage is your mortgage copilot. Close more deals with financing you can count on.

Mortgage AI for real-estate agents

Lending Help 24 x 7

  • Understand your clients buying power
  • Provide access to market low rates
  • Pre-qualify instantly
  • Available 24x7

Increase your client's budget

Make dreams come true

Altgage Copilot iPad

When you are happy, we are happy

Close with Confidence

Builder's lenders suck. Everyone wants to use their preferred lender until the meet Sukesh and the team at Altgage. I have clients, cousins, friends, and team members who all trust me and I trust their financing to Altgage. They connect with my CRM automatically and the AI is backed by real human intelligence.

Kevin Tran

@kevintran_realtor, 90K+ followers

Open Access Realty

We close every deal! Whether it's a client from the NFL, New York or Nigeria - they get great rates and more buying power  When I'm busy making content, Sukesh is busy turning instagram leads into pre-approvals. We're like the Avengers, making the impossible reality for homebuyers everywhere.

Brandon Nava

@brandonnava_realtor, 300K+ followers

Compass, Houston Heights

The best tools

The best tools

The best tools

The best tools

Prequalify buyers in 60 seconds

Ready. Set. Shop

Soft credit check

Understand liabilities and VantageScore 3.0 without any impact to credit score

Maximize homebuying power

Simulate debt payoff to improve debt-to-income ratios and achieve the full potential of your homebuying dreams

Upgrade to underwritten pre-approvals

Submit income and asset documents for verification and upgrade to an underwritten pre-approval.

Find down payment assistance

Give the gift of grants

  • Income-based programs
  • For 1st and 2nd time homebuyers
  • Lender paid temporary 2-1 buydowns

Send detailed mortgage quotes

Show great rates

  • Be a trusted advisor
  • Estimate PMI, taxes and insurance
  • Analyze and optimize loan scenarios

Send a quote in seconds

Share rates detailed closing costs

Smart rate options

See the par rate with no discount points, or discover even lower rates on sale. Choose the best mortgage deal for your home!

Low PMI is your friend

Help your buyers pay industry-low private mortgage insurance (PMI). Accelerate homeownership dreams without waiting to save up 20%

No hidden fees

Transparent broker fees translate to lower rates. Altgage APRs are lower than a majority of retail lenders and independent brokers  

How it Works

Step 1

Step 2

Step 3

Step 4

Refer

Send clients your personalized application link. It's your brand they trust. We've got your back.

Qualify

Get a pre-approval letter within 24hrs, with bigger budgets and lower rates.

Contract

Shop till they drop. Give your clients a deal they'll love and close in as little as 15 days

Close

Receive automated updates through underwriting, appraisal and the magic words "clear to close"

Frequently asked questions

You’ve got questions, we’ve got answers

Why should Texas, Florida, and Colorado real estate agents refer clients to Altgage instead of other mortgage lenders?

Unlike traditional mortgage companies in big cities like Dallas, Austin, Houston, Miami, and Denver, Altgage operates on a unique fixed-fee and transparent pricing model that consistently delivers better rates and lower costs for your homebuying clients. While many Texas, Florida and Colorado loan officers add hidden margins to their rates, our technology-driven platform provides wholesale pricing directly to your clients. This means your referrals benefit from 0.375% to 1% lower rates vs local competitors.

What technology integrations do you offer to help agents in big markets like California, Texas, Florida, and Colorado?

Our mortgage technology platform was designed specifically with busy agents that source leads from Instagram or Zillow

Real-Time Integrations with Follow Up Boss and Go High Level:

  • Automated loan milestone notifications that keep Texas, Florida, and Colorado agents informed without constant check-ins
  • Pre-programmed text and email sequences optimized for homebuyer preferences and time
  • Deal pipeline visibility with access to loan progress through a dedicated agent portal

What makes Altgage's credit improvement and down payment assistance programs stand out?

Our free credit optimization program goes beyond generic advice, especially valuable in high-growth markets

  • Rapid rescore can boost scores 20-40 points in 1-2 weeks
  • We help removal any DTI overlays and optimize loan programs for each borrower

Down Payment Assistance Across Multiple States:

  • 5+ national and local down payment assistance programs covering Texas, Florida, and Colorado
  • Automated eligibility checking in based on current address, income and credit levels

What business development support does Altgage provide for agents in Texas, Florida, and Colorado?

  • Co-branded application links for Texas, Florida, and Colorado homebuying markets
  • Customizable social media content featuring state-specific mortgage information
  • Market updates in Dallas-Fort Worth, Houston, Miami-Dade, Tampa Bay and Denver Metros
  • Listing flyers with full payment breakdowns
  • Co-marketing support on Zillow

Partner with us.