Remove contingencies. Strengthen your offer. Unlock your equity.
Meet these criteria to qualify, but apply if you're close and we'll help you!
Available for homeowners purchasing a primary residence, not investment or rental properties.
Your current home must have sufficient equity to qualify for the program and backup option.
Your existing home must be listed within the agreed-upon timeframe after closing on your new property.
All buying, listing, and selling milestones must be met within defined program timelines.
Your home must be listed with an approved real estate agent to qualify.
Buy Before You Sell
Secure your next home before selling your current one, giving you the freedom to move forward without waiting. Avoid delays, reduce stress, and never miss out on the perfect property.
Sell for Maximum Value
Take your time to sell your existing home at the best possible price. With no pressure to rush, you can avoid low offers and unnecessary discounts while maximizing your return.
Skip Temporary Moves
Avoid the hassle and cost of renting or staying in temporary housing between homes. Move directly into your new home and enjoy a smoother, more convenient transition.
Improve Loan Eligibility
Qualify more easily for your next mortgage by reducing the impact of your current home on debt calculations. This can improve your borrowing power and open up better financing options.
Guaranteed Backup Security
If your home doesn’t sell within the expected timeframe, a guaranteed backup option ensures you’re never stuck. You’ll always have a secure plan in place, giving you complete peace of mind.
Start by submitting your current home details and financials. We assess your eligibility and provide approval so you can confidently shop for your next home without needing to sell first.
With approval in place, you can make competitive, non-contingent offers that stand out to sellers. No home sale dependency means better chances of securing your dream home.
Close on your new home and move in when it suits you. Skip temporary housing, avoid double moves, and transition smoothly into your new space.
List your existing home with zero pressure. Take time to get the best possible price. If it doesn’t sell within the agreed timeframe, your guaranteed backup option ensures you’re still covered.
Leverage Your Home Equity
Use your existing home’s value to strengthen your buying power.
Get Pre-Approved Early
Know exactly what you can afford before making an offer.
Plan Your Transition
Coordinate your move so you can buy first and sell on your timeline.
Rush to Sell First
Avoid listing under pressure and risking a lower sale price.
Make Financing Changes
Keep your financial profile stable during the process.
Overlook Carrying Costs
Be prepared for temporary overlap in mortgage payments.
Everything you need, in one place!
Get a mortgage in week, or a year - with you every step of the way
Sukesh was great from start to finish. I first reached out to him in June of 2023 and he got me pre-approved same day. I ended up putting in an offer on a new construction in July and Sukesh was on it every step of the way. He was always available, didn't matter the time of the day. He was also very knowledgeable, answered all of my questions and offered the best suggestions with concrete reasoning to back it up. I ended with a rate lower than market and I couldn't have been happier. My home was eventually completed in March 2024 and the closing process was fast and smooth. With Sukesh there's no such thing as a standard 30 or 45 day close, it felt more like one week close. I highly recommend Sukesh and Altgage, you won't regret it.
5-Star Review
I felt confident moving from California to Texas for a much needed fresh start to a new life
I had an excellent experience working with Sukesh Shekar at Altage Inc. From start to finish, he was professional, knowledgeable, and incredibly helpful. He took the time to explain every step of the process, and helped me through a tricky signing day with an ex. I felt confident in my loan options. His dedication and attention to detail made the entire experience smooth and stress-free. I highly recommend Sukesh to anyone looking for a reliable and supportive loan officer.
5-Star Review
Gopala lowered his costs and moved into her dream home
I wanted to thank and appreciate Sukesh for his help and support starting from the loan application process till closing of our new home. Sukesh is very transparent and provided us with eligible incentives that helped in lowering our closing costs.
He has great knowledge about different areas of mortgage needs and he works with core customer centric values to help clients fulfill their Mortgage needs.
5-Star Review
We got the the lowest rate after searching from California to Colorado
Sukesh was really awesome throughout the whole process of purchasing our new home in Boulder county Colorado. We got the lowest rates possible, and he was always looking for additional ways for us to save money. Everything was super fast, and super easy. Communication was always clear and quick. We highly recommend Altgage!
5-Star Review
Learn everything you need to know as a first-time homebuyer
You’ve got questions, we’ve got answers
Buy before you sell services help homeowners manage the process of purchasing a new home first by providing financing, guidance, and a structured plan to sell later.
No, this program is specifically designed so you don’t have to sell first—you can buy now and sell later.
In some cases, there may be a short overlap, but many programs are structured to minimize or manage those costs.
Buying before selling can involve temporary overlapping costs, but a structured buy before you sell program helps minimize risk with proper planning and approval.
The first step is getting approved to understand your buying power and available equity, then you can confidently begin your home search. Altgage can guide you through the process, helping you unlock your equity and move forward with confidence.
