The altblog.

Learn how reverse mortgages work in simple terms. Understand the process, eligibility, and how to turn your home equity into a reliable source of income.

We are quickly approaching $75 million of mortgages managed in our platform. To be clear, that’s less than 0.0001% of the $12 trillion in outstanding mortgage debt in the US. We are nascent, even by startup standards.

Your mortgage budget depends on income, debt, and loan type. Use our calculator to find your real number — not the bank's maximum.

Cash-out refi proceeds are a loan, not income — the IRS doesn't tax them. See what is deductible and when capital gains apply.

Extra payments on a 15-year mortgage barely shorten your payoff. See the math on why investing that cash elsewhere likely earns more — and when the exception applies.

Are you considering refinancing to save $200 a month? Explore the pros and cons, and learn how to determine if the savings are worth it based on your breakeven

Discount points can lower your rate by 1%+ and save six figures. See when buying points makes sense and calculate your breakeven.

Anchoring, loss aversion, and sunk cost fallacy silently inflate what you pay. Spot these 6 biases before your next offer.

Discover the reasons why people refinance loans, from lowering interest rates to cashing out equity. Learn the pros, cons, and when refinancing makes sense.