Featured
Sukesh Shekar
Mar 23, 2026
PMI costs vary by 6-7x by credit score, down payment and loan type. Costs can vary from $60–$534/month on a $400,000 home. Credit score matters the most. See the full rate card and calculate your PMI.
First-time homebuyers
Home Equity
Refinancing
Smart Strategies
Are you considering refinancing to save $200 a month? Explore the pros and cons, and learn how to determine if the savings are worth it based on your breakeven
Oct 7, 2024
Discount points can lower your rate by 1%+ and save six figures. See when buying points makes sense and calculate your breakeven.
Oct 2, 2024
Anchoring, loss aversion, and sunk cost fallacy silently inflate what you pay. Spot these 6 biases before your next offer.
May 31, 2024
Discover the reasons why people refinance loans, from lowering interest rates to cashing out equity. Learn the pros, cons, and when refinancing makes sense.
Dec 6, 2022
One extra payment per year can cut 7 years off a 30-year mortgage. See when to prepay, how much to add, and when to invest instead.
Dec 5, 2022
