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Sukesh Shekar
Mar 23, 2026
PMI costs vary by 6-7x by credit score, down payment and loan type. Costs can vary from $60–$534/month on a $400,000 home. Credit score matters the most. See the full rate card and calculate your PMI.
First-time homebuyers
Home Equity
Refinancing
Extra Payments
One extra payment per year can cut 7 years off a 30-year mortgage. See when to prepay, how much to add, and when to invest instead.
Dec 5, 2022
